Property Education and Solutions for Retirement

Your way to a comfortable retirement begins here!

Saving for retirement is always good but you shouldn't plan to live on your retirement by depleting your savings. Furthermore, a retiree may live a very long time after retirement. These are the main uncertainties and challenges for both of those above 50 and retired people, it's already happened that many elderly people spend through their savings shortly after retirement and then have to rely on their children (if children are able and willing to provide) for food and accommodation or else they have to start looking for a job again. Definitely life wouldn't be easy for those who plan to live on their retirement savings. In fact, the cost of living and inflation is beyond our control and recent global inflation hikes have had testified to how fast it can erode savings and wipe out job opportunities.

Thus, the correct way to retire is to conserve wealth and create a steady stream of income. And property carries the characteristic that fulfils the requirement. Nonetheless, property does have its own challenges and the question here is how to manage it? 101 Property School has a goal to address the need of creating a steady cash flow at the same time provide solutions to challenges in property. Without a steady stream of income, there is only an outflow of cash and no inflow at all and seeing saving shrink day by day can take an emotional toll.

We want everyone to enjoy life after retirement without being worried of depleting their life savings, to become financially independent and to live happily so that they can live the life they deserve:

A. To live with self-confidence.

B. To live with dignity and to be respected.

C. To be financially independent and not a burden to the family.

D. To enjoy life and be worry free.

E. To have closer relationship with children and not burdensome to children.

F. To be able to live a social life and stay connected with people and friends.

101 Property School

A comprehensive property education and innovative solutions for home owners and investors.

A better and sustainable retirement method

Creating a steady long term cash flow is needed for retirement

Uncertainties in retirement

A. Longevity

B. Uncertainty in inflation rate and expenses

C. Longevity versus savings is the most difficult race in life.

Acknowledge complications in real estate

I. Big outlay

II. Not all property is making money

III. Risk of bankruptcy

IV. Risk of buying into a failing project

The list is not exhaustive, acknowledging the complications and then addressing and managing the risk involved will put you in a far better position than the rest

When a decision to retire isn't in your hands

Most people retire by age but many aren't ready to retire because they'll continue to spend after retiring

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These are just my views and not to be relied upon for any decision